Latest News Hot off the Press

January 23, 2020

Internet services company Opera has come under a short-sell assault based on allegations of predatory lending practices by its fintech products in Africa.

Hindenburg Research issued a report claiming (among other things) that Opera’s finance products in Nigeria and Kenya have run afoul of prudent consumer practices and Google Play Store rules for lending apps.

Hindenburg — which is based in NYC...

January 23, 2020

If you’re reading this, it’s likely your inbox has been overflowing with predictions and prognostications about what we can expect in the decade ahead. It’s as if the future has already been written, with no opportunity for us to shape it. 

The 2020s will almost certainly be challenging years for people and the planet. Society is aging, and by the end of the decade, 20 percent of us will be over 65...

January 21, 2020

This month marked one of the largest fintech acquisitions of all times, Visa’s purchase of Plaid for $5.3 billion. It is a validation of fintech in a literal sense – Plaid is a key enabler to many of the leading fintech players, and critical in simplifying the onboarding flow and integration of players. It may also be a bellwether for the year: 2020 may be the year for fintech.

Four important and in...

January 20, 2020

Over the past 100 years the financial industry has largely excluded people in retirement. Even today tech entrepreneurs are ignoring financial inclusion for people over 60, who make up the wealthiest part of the financial system, and instead, are developing financial products for younger people. The most valuable and capable client demographic in terms of purchasing power are the citizens of the 7t...

January 17, 2020

The CEO of BFS Capital talks small business lending and how to go to market with a differentiated offering

Small business lending is going through some rapid changes right now. Tech companies like PayPal and Square are becoming huge players in the space and new entrants like Stripe, Shopify and Toast are looking to help finance their huge customer bases. The market is becoming more challenging for t...

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